WARNING: Borrowing Or Lending Money Can Ruin Friendship!

I have been yearning to write this topic so much for a very long time. There's nothing wrong about borrowing IF you have the exact money to pay for what you owe AND at the RIGHT TIME. Although, the latter may be negotiable, this MUST NOT be HABITUAL! (read my lips~ H A B I T U A L).

Sometimes, it is not difficult to lend money if the person is really paying on time. But, it is not just the